Why all of it belongs on one platform
Five good tools that have never heard of each other produce a plan nobody is actually watching. That is not a software preference. It is where plans go wrong.
The short answer
Legacy Buddy keeps your documents, your net worth and goals, your readiness score and your access to licensed professionals in one place. The reason is that these things fail at the seams between tools: a will generator does not know a beneficiary changed, and a budgeting app does not know a guardian moved abroad, so nothing tells you your plan has gone out of date.
You could assemble all of this yourself. A will from a document service, a spreadsheet for net worth, a folder for policies, an advisor you see occasionally, and a reminder in a calendar to look at it once a year that you will move twice and then delete.
People do exactly that, and the parts are usually fine. What is missing is anything that notices when one part stops agreeing with another.
Plans do not fail in the middle. They fail at the seams
A will generator produces a valid will and has no idea that your retirement account still names somebody from a previous decade. A budgeting app tracks a rising net worth and has no idea the house driving it is titled in one name with no survivorship. A folder of policies cannot tell you the guardian you named has moved abroad.
Every one of those tools is doing its job correctly. The failure is in the space between them, and no individual tool is responsible for that space, which is why the space is where plans quietly rot.
What joining them up actually produces
When the same system knows what you own and who you named, it can tell you that funding the trust you already paid for is worth more right now than anything else available to you, and show that in points.
It can notice that you moved state and flag which documents need re signing under the new rules. It can see that your household has dependents and no cover, and say so before somebody else has to. None of that requires clever technology. It requires one system that can see both halves.
The four things in one place
The documents: wills, trusts, powers of attorney and directives, drafted against the rules of your state, with unlimited free edits so keeping them current never costs anything.
The money: net worth over time, goals with dates on them, and a trajectory with the moments that changed it marked on the line.
The measurement: your LQ™ Score across four pillars, recalculated when anything moves, with the highest value action named rather than implied.
The people: a verified directory of advisors and planners, estate attorneys, CPAs and licensed insurance producers, each checked with the body that issued their credential, for the questions software should not answer.
And the part that stays free
Joining, the score, your recommendations and the Legacy Vault™ cost nothing and need no card. Payment starts when you want the documents themselves and unlimited edits on them.
That order is deliberate. The measurement has to be free, because a household that cannot see where it stands has no reason to believe any of the rest is worth doing.
Questions people also ask
Do I have to use all of it?
No. Plenty of households arrive for a will and never open the net worth side, and the score works either way. The parts are joined up when you want them, not compulsory.
What does it cost to keep everything current?
Nothing beyond the plan. Unlimited free edits are on every paid plan rather than sold as an upgrade, because charging to keep a plan current is a reliable way to guarantee it goes stale.
Legacy Buddy is not an investment adviser, insurance agency or tax adviser. Legacy Professionals are independent, licensed and responsible for their own advice.
What to take from this
- Separate tools fail at the seams, and no single tool owns the seam.
- One system that sees documents and money together can rank what to do next, not just list it.
- Documents, net worth and goals, the score, and licensed professionals in one place.
- The score and the vault are free, because the measurement has to come before the purchase.
Knowing what to do is the hard part. This is the easy part.
Joining is free and stays free: your LQ™ Score, your recommendations and your vault, with no card. A plan is for when you want the documents themselves.
Free forever. No card. You pay only when you want documents.